Terms and Conditions
Welcome to calysteniora.com. These Terms and Conditions govern your use of our financial planning subscription service and website. By accessing our services, you agree to be bound by these terms.
Last Updated:: August 8, 2025
Acceptance of Terms
By subscribing to our services, accessing our website, or using any of our features, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
These terms constitute a legally binding agreement between you and calysteniora.com. If you do not agree to these terms, please do not use our services.
Description of Services
calysteniora.com provides subscription-based financial planning services including monthly consultations, analytical reviews, and ongoing financial guidance. Our services are designed to assist subscribers in making informed financial decisions through professional consultation and analysis.
Services are provided subject to availability and may be modified or discontinued at our discretion with appropriate notice to subscribers.
User Responsibilities
As a subscriber to our services, you agree to the following responsibilities:
- Provide accurate and complete information during consultations and subscription signup
- Maintain the confidentiality of your account credentials and notify us of unauthorized access
- Use our services only for lawful purposes and in accordance with these terms
- Pay subscription fees promptly and maintain current payment information
- Respect the intellectual property rights of calysteniora.com and third parties
Prohibited Uses
You may not use our services for any of the following purposes:
- Any illegal activities or violation of applicable laws and regulations
- Sharing account access with unauthorized third parties or commercial redistribution
- Attempting to gain unauthorized access to our systems or other users' accounts
- Using our services to compete with calysteniora.com or develop competing services
Intellectual Property Rights
All content, materials, and intellectual property associated with our services remain the exclusive property of calysteniora.com. This includes but is not limited to consultation materials, analytical tools, website content, and proprietary methodologies.
All content is protected by copyright and other intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.
Privacy Policy
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy to understand how we collect, use, and protect your information Privacy Policy
Limitation of Liability
To the maximum extent permitted by law, calysteniora.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
We specifically disclaim liability for:
- Financial losses resulting from decisions made based on our consultations
- Technical issues, service interruptions, or data loss
- Actions of third parties or market conditions beyond our control
Indemnification
Subscribers agree to indemnify and hold harmless calysteniora.com from any claims, damages, or expenses arising from their use of our subscription service or implementation of strategies discussed during consultations.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently through the following mechanisms:
Binding Arbitration
Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with Australian arbitration rules, rather than in court proceedings.
Arbitration proceedings will be conducted under the rules of the Australian Centre for International Commercial Arbitration.
Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes.
EU ODR Platform Access EU Online Dispute Resolution Platform
Termination
Either party may terminate the subscription service with 30 days written notice. We reserve the right to suspend or terminate accounts for violations of these terms.
Upon termination, access to subscription services will cease, though these terms will continue to apply to past use of our services.
Governing Law
These disclaimers shall be governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.
Any disputes arising from these disclaimers or your use of our services shall be subject to the exclusive jurisdiction of Australian courts.
Changes to Terms
We may modify these Terms and Conditions at any time by posting updated terms on our website. Material changes will be communicated to subscribers via email or through our platform.
Continued use of our services after changes are posted constitutes acceptance of the modified terms.
Severability
If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and calysteniora.com regarding our services.
Contact Information
For questions about these Terms and Conditions, please contact us at contact@calysteniora.com or +61-345-757-394.
Email:: contact@calysteniora.com
Phone:: +61-345-757-394
Address:: 142 Collins Street, Melbourne, Victoria
By using our services, you acknowledge that you understand and agree to these terms and conditions.